HSBC Hiring Commerce, Finance Graduates, CA, CS 

Overview:

HSBC is hiring an experienced Associate/Analyst Credit Documentation & Life Cycle at their Mumbai location. The Credit Life Cycle Associate would be responsible to engage with the clients, check condition precedent, negotiate the documentation, complete documentation execution.

The complete details of this job are as follows:

Roles and Responsibilities:

The Ideal Candidate should be able to:

• Lead, mentor and coach a team of credit documentation analysts
• Assign tasks, set priorities and monitor the performance of team members to ensure timely completion of tasks
• Conduct regular 52912927 performance reviews and provide feedback to team members to support their professional development.

Documentation Management

• Review, negotiate and coordinate the execution of credit documentation, including loan agreements, security documents, and other legal contracts related to credit facilities extended to our clients.
• Ensure that all documentation complies with regulatory requirements and internal policies.
• Ensure that up-to-date records of all documentation are maintained within Operations.

Credit life cycle management

• Monitor the ongoing compliance of credit facilities with established terms and conditions.
• Coordinate amendments, extensions, and other modifications to credit documentation as necessary.
• Track key milestones and dates related to credit facilities, such as approval conditions and covenant compliance.
• Responsibility of RMT management (tool to manage security documentation and approval conditions) and covenant compliance.
• Follow up for all post sanction documentation such a stock statement, UFCE, Insurance policies, end use certificates, PCB certificates, valuations etc.
• Respond to any audit related, credit or customer queries pertaining to documentation, security, RMT management etc.
• Responsible for timely completion of security perfection

Relationship Management

• Serve as a primary point of contact for internal stakeholders, including relationship managers, credit analysts, and legal counsel.
• Liaise with external parties, such as borrowers, valuers, auditors, and regulatory agencies, to facilitate the documentation process and resolve any issues.

Risk Management

• Identify potential risks and deficiencies in credit documentation, escalate issues as appropriate and track it for resolution.
• Assist in conducting due diligence reviews and risk assessments as required from time to time

Process Improvement

• Continuously evaluate and improve documentation processes to enhance efficiency and accuracy.
• Implement best practices and technology solutions to streamline workflows and reduce manual effort.

Requirements

• Bachelor’s degree in commerce, Law, Finance, Business Administration, or CA or CS related field.
• 5 + years of experience in credit documentation, credit monitoring or a related area within the financial services industry.
• Strong knowledge of credit products, legal documentation requirements, and regulatory compliance.
• Excellent leadership, communication and interpersonal skills, with the ability to effectively collaborate with cross functional teams.
• Ability to manage multiple priorities and meet deadlines in a fast-paced environment.
• Proficiency in Microsoft Office suite and document management systems.
• Proven ability to prioritize competing demands.
• Be change oriented and able to cope with pressure and tight deadlines.
• Fluent written and spoken English

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