Chartered Accountant, Graduates, Postgraduates Vacancy at IDFC Bank

Overview:

IDFC Bank is seeking applications from qualified and desirous candidates for the post of Associate Relationship Manager-NBFC at their Mumbai, Maharashtra location. Prepare credit proposals to support credit committee decisions regarding the client’s portfolio quality, overall capital adequacy, liquidity, management quality, credit rating etc of the proposed financing.

The complete details of this job are as follows:

Roles and Responsibilities:

• Performing credit appraisal of NBFC & NBFC-MFI clients through analysing factors such as AUM growth, Portfolio quality & performance, Portfolio growth, Management quality, CAR, balance sheet analysis etc
• Preparation of credit proposals combining financials analysis with sectorial information to support credit committee decisions regarding
  the client’s portfolio quality, overall capital adequacy, liquidity, management quality, credit rating etc of the proposed financing.
• Liaison with Credit Risk, Compliance to get the credit memo approved internally.
• Handling Early Warning Signal meetings with appropriate responses for each observation, ensuring overall portfolio hygiene
• Assisting Relationship Managers & Senior Relationship Managers on client’s meetings, internal presentations, and MIS
• Loan disbursement & documentation function; liaison with legal, compliance, audit observations aspects of the proposals
• Visiting clients to improve business relationship with them.
• Proactively understanding & assisting RMs/ SRMs in preparation of business/account plans, target client identification.
• Centre & Branch visits for NBFC/MFIs, regularly interacting with clients, external rating analysts and maintaining call reports.
• Analysing quarterly financial performance, Receivable Audit and highlighting trends and deviations in collections & overall portfolio quality periodically

Educational Qualification:

• Graduation: Any Graduation
• Post-graduation: Any Post-graduation
• Professional Qualification/Certification: Chartered Accountant (CA)
• Experience: 0-2 years of experience

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