Crucial Credit Card Reforms In June 2025: Reward Point Criteria, Fee Structure, And More:

HDFC Bank, Kotak Mahindra , American Express and other major banks to implement new credit card changes from June, 2025.

Changes in Credit Card Starting June 2025

Saloni Kumari

Jun 4, 2025

Last update on Jun 4, 2025

Crucial Credit Card Reforms In June 2025: Reward Point Criteria, Fee Structure, And More Beginning from June 2025, many renowned banks including Kotak Mahindra, American Express, HDFC Bank have stepped forward in revising the terms and conditions for their credit card facilities. The new amendments affect reward point eligibility, fee structure, lounge access policies, and minimum spend criteria.

HDFC Bank Credit Card: Changes For Airport Lounge Access To Start From June 10, 2025

HDFC Bank has announced changes in its terms and conditions for two credit cards, Tata Neu Infinity and Tata Neu Plus from June 10, 2025. In accordance with the reform, these card holders will not be to avail the facility of swiping their cards directly at airport lounges for entry. Rather, HDFC is set to issue lounge access vouchers to eligible customers based on quarterly spending milestones.

Kotak Mahindra To Revise Credit Card Charges From June 1, 2025

Kotak Mahindra Bank is set to revise several charges on its credit card providing. From June 1, 2025, new fees for failed standing instructions, dynamic currency conversion (DDC), and transactions involving utility bills, education, payments, skill-based gaming, wallet loading, and fuel purchases will be applied. Also, the practice for calculating the Minimum Amount Due (MAD) on outstanding balances will be updated.

Axis Bank Credit Card Changes To Come In Effect From June 20, 2025

Axis Bank has formed new and changed terms and conditions for two of its credit cards - Flipkart Axis Bank Credit Card and REWARDS Credit Card. The changes will be actively applied from June 20, 2025. While the Flipkart Axis Bank Card Holders will lose the complimentary airport lounge access, but they will enjoy increased cashback benefits on Myntra purchases. A revised approach to spend exclusions is being introduced for REWARDS Credit Card by Axis Bank , indicating not all purchases will be included in order to earn reward points. The norm for annual fee waiver will also become more stern, requiring increased annual spends.

American Express Gold Charges To Change From June 12, 2025

American Express is also changing its policies for the Gold Charge Card, to be effective from June 12, 2025. According to the updated rules, fuel purchases, including petrol, diesel, and CNG from Oil Marketing Companies will not earn Membership Rewards points for American Express Card holders. For Amex Gold Card holders, who regularly use the card for fueling, the new change reduces the overall reward-earning potential and may affect their future payment preferences.

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Saloni Kumari

Content Writer

Saloni is a Content Writer with 2+ years of experience at studycafe.in. She writes legal, taxation, and finance related content including GST, Income Tax etc. Skilled in translating complex judicial pronouncements and regulatory developments into clear, and reader-friendly articles. Experienced in covering judgements of ITAT, High Court, GSTAT, and news related to Income Tax, GST, and corporate law. She can be reached at [email protected].