Paypal Hiring Finance, Accounting, Business Administration Graduates

Overview:

Paypal is hiring an experienced Portfolio Management Analyst at their Bangalore location. You will communicate, chase, follow up with merchant, validate financial documents and estimate financial exposures to PayPal from sellers, using reasonable assumptions, and assess the need for and extent of risk mitigation measures.

The complete details of this job are as follows:

What will you be doing:

• Analyze and interpret financial statements, developing a view of the merchants’ financial health and its implications to PayPal’s risk and seller relationships.
• Analyze and interpret merchant & industry business models, credit reports, merchant processing history, internal PayPal data, background investigations, bank and trade references, etc. developing a view on their impact to PayPal risk and seller relationships.
• Conduct merchant assessments in view of PayPal Acceptable Uses, Federal and State Regulatory Compliance, Credit Card Compliance and Legal Considerations.
• Develop a holistic point of view on assessed merchants, proposing appropriate recommendations for mitigating PayPal’s risk and managing seller experience.
• Develop insights on merchants, sectors and markets based on assessments, peer analyses, etc.
• Clearly articulate the recommendations and assessment drivers to stakeholders as needed (ex: risk management teams, business units, PayPal merchants, etc.). Communicate professionally and effectively with cross-functional stakeholders throughout.
• Maintain accurate and thorough documentation and audit trails of underwriting assessments, reports, methodologies, etc. in a timely manner.
• Monitor seller performance across portfolio segments, as needed
• Ensure appropriate escalation to, and follow up with, internal departments and management on issues that may arise.
• Provide feedback on data, tools and assessments for continuous improvement, along with on-going development of policies, products, tools, and procedures for process enhancement.
• Other opportunities & projects relevant to managing the financial risk of PayPal’s sellers.

Qualifications for this job:

• Have a college degree and/or professional qualification in Finance, Accounting, Business Administration or related fields, or equivalent work experience
• Have 4+ years of relevant experience, in underwriting or credit risk assessment
• Be experienced in financial statement analysis, financial modeling and/or valuation
• Be comfortable with complex data and analytics to draw meaningful insights
• Be a team player, with strong interpersonal & communication skills, both written and verbal
• Be highly curious and thoughtful – a proactive self-starter with a sense of urgency and bias for action, un a fast-paced environment
• Be familiar with MS Office, Salesforce, internet research & database tools. SQL is a plus, but not essential.

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Disclaimer:

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