EPFO Notifies Revised Provident Fund Interest Rate for Q3 of FY 2025-26:

EPFO has revised the Provident Fund interest rate to 7.1% for the third quarter of FY 2025-26, effective from October 1 to December 31, 2025.

EPFO Revises Interest Rate on Staff Provident Fund for Q3

Saloni Kumari

Nov 4, 2025

Last update on Nov 4, 2025

EPFO Notifies Revised Provident Fund Interest Rate for Q3 of FY 2025-26 The Employees Provident Fund Organisation (EPFO) under the Ministry of Labour and Employment, Government of India, has recently issued a formal representation (No. HRD/3 (2) 2012/SPF/1448), dated October 27, 2025, announcing revisions in the interest rate for Q3 concerning the Staff Provident Fund in EPFO. The representation is addressed to all Additional Central Provident Fund Commissioners (HQ)-Zones, including All Additional Central Provident Fund Commissioners (Zones), Director (PDNAS), and All Regional Provident Fund Commissioners. A copy of Resolution (No. 5(3)-B (PD)/2023), dated October 10, 2025, issued by the Government of India, Ministry of Finance, Department of Economic Affairs (Budget Division) on the above subject is enclosed for appropriate action/implementation. Enclosed: Copy as above:

Principal Private Secretary to Central Provident Fund Commissioner
All EC/CBT Members
Principal Private Secretary to Financial Adviser & Chief Accounts Officer
Principal Private Secretary to Chief Vigilance Officer / All Deputy Directors, Vigilance
Private Secretary to Chief Engineer
Officer-in-Charge, All Zonal Training Institutes
All Internal Audit Officers
All Head Office Officers / All Private Secretaries / All Section Officers
General Secretary, EPF Officers Association
General Secretary, All India EPF Staff Federation
General Secretary, All India EPF Employees Association
General Secretary, All India EPF SC/ST Federation
For uploading on the RPF (NDC) website
Guard File
Hindi Section

The resolution dated October 10, 2025, says that during the financial year 2025-26, accumulations to the credit of subscribers to the General Provident Fund (Central Services), Contributory Provident Fund (India), All India Services Provident Fund, State Railway Provident Fund, General Provident Fund (Defence Services), Indian Ordnance Department Provident Fund, Indian Ordnance Factories Workmen's Provident Fund, Indian Naval Dockyard Workmen's Provident Fund, Defence Services Officers Provident Fund and Armed Forces Personnel Provident Fund will carry an interest rate of 7.1%. This rate was scheduled to be in effect from October 01, 2025, to December 31, 2025, meaning the current rate is in effect. Refer to the formal representation for complete information.

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Saloni Kumari

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Saloni is a Content Writer with 2+ years of experience at studycafe.in. She writes legal, taxation, and finance related content including GST, Income Tax etc. Skilled in translating complex judicial pronouncements and regulatory developments into clear, and reader-friendly articles. Experienced in covering judgements of ITAT, High Court, GSTAT, and news related to Income Tax, GST, and corporate law. She can be reached at [email protected].