Follow These New SBI Rules If You Don't Want Your Account to be Blocked:

Follow These New SBI Rules If You Don't Want Your Account to be Blocked

If your bank account has not been active for a long time or your personal details are not fully updated, this new rule is especially important for you.

SBI New Limits for Cash Withdrawal

authorNidhidateOct 23, 2025
Last update on Oct 23, 2025
Follow These New SBI Rules If You Don't Want Your Account to be Blocked The State Bank of India (SBI) has recently announced a significant update about its new rules. As per this updated rule, if the customers do not make the required changes in their bank accounts on time, their accounts may be blocked or deactivated. This new rule is applicable from October 31, 2025. If your bank account has not been active for a long time or your personal details are not fully updated, this new rule is especially important for you. To enhance account security and protect customers from banking fraud, new rules have been introduced. One such step includes a limit on cash withdrawals by SBI for some account holders.
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Starting October 31, 2025, SBI is applying a daily ATM withdrawal limit of Rs 20,000 for customers having Classic and Maestro debit cards. However, the limits for Gold and Platinum cardholders will remain at Rs 50,000 and Rs 1,00,000 per day, respectively. As per strict guidelines from the RBI, bank accounts without updated KYC details may be closed. Because of these changes, it is now more important for customers to keep their accounts active, update their KYC details, and regularly check messages or alerts from the bank. Staying updated will help you avoid any issues with your banking services. Here is what you should do as SBI account holders:
  • Ensure Aadhaar, PAN, passport, etc., are updated and verified to avoid account closure.
  • Make at least one regular transaction.
  • Avoid replying to any anonymous messages or calls that ask you for your personal details.
  • If your account has a loan or overdraft facility, visit the bank to complete the necessary formalities.
  • Contact your bank to understand the terms and conditions in detail.
  • Withdraw cash as per the limits and file your Income Tax Return for free using SBI's YONO app before October 31.

About Author

Nidhi

Content Writer

Nidhi is a skilled content writer specializing in personal finance. She creates clear, engaging articles on mutual funds, investments, insurance, and wealth-building strategies. With a passion for simplifying complex financial topics, Nidhi helps readers make informed money decisions with confidence. She can be reached at [email protected]
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