Top Mutual Fund SIP Portfolios for Investment in February 2025

SIP (Systematic Investment Plan) is a simple way to invest in mutual funds. Where you can invest a fixed amount of money regularly, like every month. Most of the new and inexperienced investors are unsure about how to select a set of schemes to manage their long-term goals such as retirement.

Mutual fund SIP portfolios are designed for three types of investors based on their risk appetite: conservative, moderate, and aggressive.

Conservative Investors: They are those types of investors who do not prefer to take too much risk for their money. They used to keep their money safe and got steady income but never aimed to get high returns. They basically invest in good options like government bonds and fixed deposits plus well-established firms’ stocks.

Moderate Investors: Moderate investors are those investors who look for a balance between growing their money and keeping it safe. They are able to take more risks in the market but nothing as extremely aggressive investors. For them, this is a risk that has enough security attached to it.

Aggressive Investors: Aggressive investors are people who are okay with taking higher risks because they want to gain bigger profits. They usually invest in things such as stocks and other risky assets, such as commodities.

These portfolios are categorized into three SIP investment ranges: Rs.2,000 – Rs.5,000, Rs.5,000 – Rs.10,000, and above Rs.10,000.

Here are the recommended portfolios for each category.