Golden Opportunity for Graduates, Post Graduates at HDFC Bank: Check Post Details

Overview:

HDFC Bank is hiring an experienced : SL Initiative-Credit Officer at their Shamgarh, Madhya Pradesh and Pune locations. Providing support to branch profitability by Client acquisition, financial Literacy, account opening & credit scrutiny.

The complete details of this job are as follows:

Roles and Responsibilities

Primary Responsibilities:

• Daily field visit to Customer (groups) to conduct Borrower Eligibility Test (BET) to check.
• Update BET details / findings in BET tool, this also includes;
• Appraise credit manager / RM of any ring leaders, dummy customers and possible fraud events identified during field activities for necessary action.
• Physical File Verification with system / Mobile APP – Cross checking of entry done in system with application form details of each member via KYC detail, family details, existing loan details&activity
• Entering visit details on a day to day basis in SLI Officer Monitoring System/or any other system/ Mobile APP.

Additional Responsibilities:

• Load Sharing of other locations for conducting BET in time of high volumes or any other reasons as per instructions of Credit Manager.
• Cross Verification of certain track from different MFIs on case to case basis.
• Accompanying Credit Manager for post disbursement visits, if required
• Advance planning with business team on groups to be visited per week.
• Feedback to Credit Manager about geography, negative area, com competition presencepetition presence, customer quality, market trends in terms of launch of new products by customer quality, market trends in terms of launch of new products by competitors, change in their sourcing / appraisal process etc.
• Other activities such as post approvals visits, recovery visits along with sales Officer, preparation of MIS or any other as informed time to time.

Educational qualifications preferred

• Category: Bachelor’s Degree, Master’s Degree
• Academic score: Pass

Required work experience

• Industry: BFSI/Insurance
• Role: Fresher/Sales
• Years of experience: 0 to 1

Required Skills:

• Honesty & integrity
• Hard & smart working
• Go getter attitude
• Ability to convince & influence
• Good observation skills
• Communication & inter-personal skills

Disclaimer: The Recruitment Information provided above is for informational purposes only. The above Recruitment Information has been taken from the official site of the Organisation. We do not provide any Recruitment guarantee. Recruitment is to be done as per the official recruitment process of the company or organization posted the recruitment Vacancy. We don’t charge any fee for providing this Job Information. Neither the Author nor Studycafe and its Affiliates accepts any liabilities for any loss or damage of any kind arising out of any information in this article nor for any actions taken in reliance thereon.