PAN Card Fraud: How to know If Someone is Using Your PAN Card to Take Loans:

Check If Someone is Using Your PAN Card to Take Loans; Ways Through Which Misuse of PAN can be Checked PAN card has become a key document today. Every government-related work requires the use of PAN. Without this document, not a single money-related work can be done. Additionally, a PAN card is used in transferring salary and pension. PAN card is used in work, including ITR filing, applying for a scheme, pension and for taking a loan etc. In today time, PAN has gained same value as Aadhar Card. Therefore, it becomes important for keeping the document safe. If you feel like someone is using your PAN to issue a loan. Then there is an easier way to find it out. It is also essential to discover if someone is misusing PAN or not, because you may be required to pay a huge amount of loan that you may not have even taken out. Way Through Which You Can Check If Your PAN is Misused? To check if your PAN is misused, you will first need to visit the official website of CIBIL. This website issues a CIBIL score or credit score. Follow the below listed steps below to check:

How to Check Your CIBIL Score:

• Step 1: Go to the official CIBIL website.
• Step 2: Click on "Get Your CIBIL Score".
• Step 3: When it asks for a subscription, just skip it.
• Step 4: If you are visiting the site for the first time, you need to register.
• Step 5: Fill in details like your date of birth, mobile number, and email ID.
• Step 6: Create a username and password to log in.
• Step 7: After logging in, enter your PAN number and click on "Check CIBIL Score".
• Step 8: You’ll get an OTP on your phone – enter it.
• Step 9: Your CIBIL score will appear on the screen. You can also go to the loan section to see how many loans are in your name.

How to Correct Mistakes in Your PAN Card:

• Step 1: Visit the official Income Tax website.
• Step 2: Log in using your PAN number and other required details.
• Step 3: Click on the option for PAN Card Correction.
• Step 4: Enter your PAN number, correct details, and upload any needed documents.
• Step 5: You’ll need to pay a small fee.
• Step 6: Submit the form and note down the tracking number.

You can track the status of your PAN correction request using the tracking number.