Top Mutual Fund SIP Portfolios for Investment in March 2025

For most of the mutual fund mainly new and unexperienced investors, it is difficult to select the correct scheme for their financial goals, especially long-term ones such retirement. They often search for ready-made mutual fund portfolios that can simplify their investment journey and help them achieve their goals.

Here are three mutual fund SIP portfolios designed for different risk profiles: conservative, moderate, and aggressive. These portfolios are created based on three SIP investment ranges: Rs. 2,000-5,000, Rs. 5,000-10,000, and above Rs. 10,000. Take a look at the options suitable for each category.

Suggested Portfolio for Conservative Investors:

Suggested Portfolio for Moderate Investors:

Suggested Portfolio for Aggressive Investors:

Conservative Investors: They are more concerned about safety than high returns. Their primary aim is to safeguard their money, hence, they invest in low-risk assets like debt funds or hybrid funds with low exposure to stocks.

Moderate Investors: They desire a mix of risk and returns. They are comfortable with some ups and downs in their investments but do not want excessive risk. Their portfolio typically consists of a combination of stocks and safer assets.

Aggressive Investors: They are ready to take higher risks in order to achieve higher returns. They invest primarily in stocks (equity funds), such as mid-cap and small-cap funds, with the understanding that their investments can go up and down in the short term but can make huge growth in the long term.