Top Mutual Fund SIP Portfolios for Investment in March 2025:

Top Mutual Fund SIP Portfolios for Investment in March 2025 For most of the mutual fund mainly new and unexperienced investors, it is difficult to select the correct scheme for their financial goals, especially long-term ones such retirement. They often search for ready-made mutual fund portfolios that can simplify their investment journey and help them achieve their goals. Here are three mutual fund SIP portfolios designed for different risk profiles: conservative, moderate, and aggressive. These portfolios are created based on three SIP investment ranges: Rs. 2,000-5,000, Rs. 5,000-10,000, and above Rs. 10,000. Take a look at the options suitable for each category. Suggested Portfolio for Conservative Investors:

Investor Category	SIP Amount	Fund Category	Funds	Allocation %
Conservative	2k-5k	Equity: Large Cap	Canara Robeco Bluechip Equity Fund-Direct Plan-Growth	50%
		Hybrid: Conservative Hybrid	ICICI Prudential Regular Savings Direct Plan-Growth	50%
	5k-10k	Equity: Large Cap	Canara Robeco Bluechip Fund-Direct Plan-Growth	30%
		Equity: Large Cap	Mirae Asset Large Cap Fund / Axis Bluechip Equity Fund-Direct Plan-Growth	20%
		Hybrid: Conservative Hybrid	ICICI Prudential Regular Savings Direct Plan-Growth	50%
	>10k	Equity: Large Cap	Canara Robeco Bluechip Fund-Direct Plan-Growth	25%
		Equity: Large Cap	Mirae Asset Large Cap Fund / Axis Bluechip Equity Fund-Direct Plan-Growth	15%
		Equity: Flexi Cap	Parag Parikh Flexi Cap Fund / Canara Robeco Flexi Cap Fund-Direct Plan-Growth (in that order of preference)	10%
		Hybrid: Conservative Hybrid	ICICI Prudential Regular Savings-Direct Plan-Growth	50%

Suggested Portfolio for Moderate Investors:

Investor Category	SIP Amount	Fund Category	Funds	Allocation %
Moderate	2k-5k	Equity: Large Cap	Canara Robeco Bluechip Equity Fund-Direct Plan-Growth	65%
		Hybrid: Conservative Hybrid	ICICI Prudential Regular Savings-Direct Plan-Growth	35%
	5k-10k	Equity: Large Cap	Canara Robeco Bluechip Equity Fund-Direct Plan-Growth	40%
		Equity: Flexi Cap	Parag Parikh Flexi Cap Fund / UTI Flexi Cap Fund / Canara Robeco Flexi Cap Fund-Direct Plan-Growth (in that order of preference)	25%
		Hybrid: Conservative Hybrid	ICICI Prudential Regular Savings-Direct Plan-Growth	35%
	>10k	Equity: Large Cap	Canara Robeco Bluechip Equity Fund-Direct Plan-Growth	25%
		Equity: Large Cap	Mirae Asset Large Cap Fund / Axis Bluechip Fund-Direct Plan-Growth	15%
		Equity: Flexi Cap	Parag Parikh Flexi Cap Fund / UTI Flexi Cap Fund / Canara Robeco Flexi Cap Fund-Direct Plan-Growth (in that order of preference)	25%
		Hybrid: Conservative Hybrid	ICICI Prudential Regular Savings-Direct Plan-Growth	35%

Suggested Portfolio for Aggressive Investors:

Investor Category	SIP Amount	Fund Category	Funds	Allocation %
Aggressive	2k-5k	Equity: Flexi Cap	Parag Parikh Flexi Cap Fund / PGIM India Flexi Cap Fund - Direct Plan-Growth	50%
		Equity: Large Cap	Canara Robeco Bluechip Equity Fund - Direct Plan-Growth	50%
	5k-10k	Equity: Flexi Cap	Parag Parikh Flexi Cap Fund / PGIM India Flexi Cap Fund - Direct Plan-Growth	30%
		Equity: Large Cap	Canara Robeco Bluechip Equity Fund - Direct Plan-Growth	25%
		Hybrid: Aggressive Hybrid	Mirae Asset Hybrid Equity Fund / SBI Equity Hybrid Fund / Canara Robeco Equity Hybrid Fund - Direct Plan-Growth (in that order of preference)	10%
		Equity: Mid Cap	PGIM India Midcap Opportunities Fund / Axis Midcap Fund / Invesco India Mid Cap Fund - Direct Plan-Growth (in that order of preference)	35%
	>10k	Equity: Large Cap	Canara Robeco Bluechip Equity Fund - Direct Plan-Growth	20%
		Equity: Small Cap	Axis Small Cap Fund / SBI Small Cap Fund / Nippon India Small Cap Fund - Direct Plan-Growth	10%
		Equity: Flexi Cap	Parag Parikh Flexi Cap Fund / PGIM India Flexi Cap Fund - Direct Plan-Growth	25%
		Equity: Large & Mid Cap	Axis Growth Opportunities Fund / Canara Robeco Emerging Equities Fund - Direct Plan-Growth (in that order of preference)	15%
		Hybrid: Aggressive Hybrid	Mirae Asset Hybrid Equity Fund / SBI Equity Hybrid Fund / Canara Robeco Equity Hybrid Fund - Direct Plan-Growth (in that order of preference)	10%
		Equity: Mid Cap	PGIM India Midcap Opportunities Fund / Axis Midcap Fund / Invesco India Mid Cap Fund - Direct Plan-Growth (in that order of preference)	20%

Conservative Investors: They are more concerned about safety than high returns. Their primary aim is to safeguard their money, hence, they invest in low-risk assets like debt funds or hybrid funds with low exposure to stocks. Moderate Investors: They desire a mix of risk and returns. They are comfortable with some ups and downs in their investments but do not want excessive risk. Their portfolio typically consists of a combination of stocks and safer assets. Aggressive Investors: They are ready to take higher risks in order to achieve higher returns. They invest primarily in stocks (equity funds), such as mid-cap and small-cap funds, with the understanding that their investments can go up and down in the short term but can make huge growth in the long term.