Best 5 Flexi Cap Mutual Funds Delivered Maximum SIP Returns in Three Years

Any large, mid, or small mutual fund may go down rapidly if the benchmark index Nifty 50 or BSE Sensex goes through heavy market fluctuations. They may also offer negative returns. In some way, the flexi-cap mutual category provides a solution to the problem.

The Flexi Cap Mutual Funds have stocks of all three caps – small, mid, and large. The fund manager has the right to use them in any proportion. They can also jumble the non-performers with performers if they feel like it. The only requirement is that an individual should have a minimum of 65% investment in equity.

However, Flexi Cap Mutual Funds are a little riskier compared to the other equity mutual funds. Also, it does not provide a trustworthy solution to the market’s ups and downs.

Here in this article, we have listed the best 5 Flexi Cap Mutual Funds offering maximum annualised SIP returns (XIRR) in the period of three years.

Also, know how the SIP of Rs 22,222 per month performed in each of the 5 flexi-cap funds in the same time period.

1. HDFC Flexi Cap Direct Plan-Growth

• The FlexiCap mutual fund has given a 26.29% annualised SIP return in the period of three years.
• The fund has Assets Under Management (AUM) of Rs.64,124 crore. However, its Net Asset Value (NAV) is Rs.2,017.73, as of March 27, 2025.
• Since its launch in January 2013, the fund has provided an average yearly return of 16.94% when compared to the NIFTY 500 TRI.
• The fund has the minimum SIP investment and minimum lump sum investment of Rs.500 and Rs.1000, respectively, at an expense ratio of 0.81%.
• A monthly SIP investment of Rs.22,222 in the time period of three years or a total investment of Rs.7,99,992 has increased to Rs.12,25,059.8.

2. Quant Flexi Cap Fund Direct-Growth

• The FlexiCap mutual fund has given a 24.49% annualised SIP return in the period of three years.
• The fund has Assets Under Management (AUM) of Rs.6,189 crore. However, its Net Asset Value (NAV) is Rs.101.32.
• Since its launch in January 2013, the fund has provided an average yearly return of 19.13% when compared to the NIFTY 500 TRI.
• The fund has the minimum SIP investment and minimum lump sum investment of Rs.1000 and Rs.5000, respectively, at an expense ratio of 0.61%.
• A monthly SIP investment of Rs.22,222 in the time period of three years increased to Rs. 11,88,303.54.

3. JM Flexicap Fund Direct Plan-Growth

• The FlexiCap mutual fund has given a 24.41% annualised SIP return in the period of three years.
• The fund has Assets Under Management (AUM) of Rs 4,899 crore. However, its Net Asset Value (NAV) is Rs.103.47.
• Since its launch in January 2013, the fund has provided an average yearly return of 17.84% when compared to the NIFTY 500 TRI.
• The fund has the minimum SIP investment and minimum lump sum investment of Rs. 500 and Rs. 10,000, respectively, at an expense ratio of 0.57%.
• A monthly SIP investment of Rs.22,222 in the time period of three years has increased to Rs.11,86,700.78.

4. Parag Parikh Flexi Cap Fund Direct-Growth

• The FlexiCap mutual fund has given a 22.66% annualised SIP return in the period of three years.
• The fund has Assets Under Management (AUM) of Rs 88,005 crore. However, its Net Asset Value (NAV) is Rs.86.45.
• Since its launch in January 2013, the fund has provided an average yearly return of 19.98% when compared to the NIFTY 500 TRI.
• The fund has the minimum SIP investment and minimum lump sum investment of Rs.1000 at an expense ratio of 0.63%.
• A monthly SIP investment of Rs.22,222 in the time period of three years has increased to Rs.11,52,280.6.

5. Franklin India Flexi Cap Fund Direct-Growth

• The FlexiCap mutual fund has given a 21.92% annualised SIP return in the period of three years.
• The fund has Assets Under Management (AUM) of Rs.16,139 crore. However, its Net Asset Value (NAV) is Rs.1,694.91.
• Since its launch in January 2013, the fund has provided an average yearly return of 16.78% when compared to the NIFTY 500 TRI.
• The fund has the minimum SIP investment and minimum lump sum investment of Rs.500 and Rs.5000, respectively, at an expense ratio of 0.94%.
• A monthly SIP investment of Rs.22,222 in the time period of three years has increased to Rs.11,38,087.34.