SIP Inflows In March show minor decline

The monthly investment through SIPs (Systematic Investment Plans) into mutual funds slightly dropped to a four-month low of Rs. 25,926 crore in March, even though the stock market had started to recover, according to data from AMFI released on April 11.

In comparison, February saw SIP inflows of Rs. 25,999 crore, a time when markets were facing a sharp selloff due to tariff-related concerns.

AMFI also reported that in March, 51 lakh SIP accounts were closed, while only 40 lakh new ones were opened. This shows that more people are stopping their SIPs, a trend that has been growing over the past year.

In fact, the SIP stoppage ratio hit a record 122% in February, meaning that the number of SIPs being stopped or expiring was 22% higher than the number of new ones being started.

By the end of March 2025, the total number of SIP accounts contributing to mutual funds dropped to 8.11 crore, down from 8.26 crore in February and 8.34 crore in January. Back in January, SIP investments totaled Rs. 26,400 crore.

Except for this small dip, SIPs have remained a famous and reliable way for people to invest consistently without trying to time the market. They continue to be a preferred choice for retail investors.

From the previous 5 years, SIP investments have increased significantly from Rs. 8,513 crore in February 2020 to nearly Rs. 26,000 crore in February 2025, more than tripling in that time.

Meanwhile, net investments in equity mutual funds dropped 14% in March, down to Rs. 25,082 crore, as per AMFI’s latest data.