RBI Approves Record Rs 2.86 Lakh Crore Surplus Transfer to Government:

The Central Board of Directors of the Reserve Bank of India, in its 623rd meeting held in Mumbai under the chairmanship of Sanjay Malhotra, approved the transfer of a record surplus of Rs 2.86 lakh crore to the Central Government for FY 2025-26 after reviewing the domestic and global economic situation and finalising the RBI’s annual accounts.

The Board noted that the RBI’s gross income for FY 2025-26 increased by 26.42% over the previous financial year, while expenditure before risk provisions rose by 27.60%. The central bank’s net income before risk provisions and transfer to statutory funds stood at Rs 39,597.21 crore for FY 2025-26, compared to Rs 31,345.77 crore in FY 2024-25.

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The RBI’s balance sheet also recorded substantial expansion during the year. As of March 31, 2026, the balance sheet size increased by 20.61% to Rs 9,197,121.08 crore.

The Board further reviewed the revised Economic Capital Framework (ECF), which permits the Contingent Risk Buffer (CRB) to be maintained within a range of 4.5% to 7.5% of the RBI’s balance sheet size. Considering prevailing macroeconomic conditions, financial performance and risk management requirements, the Board approved the transfer of Rs 10,937.96 crore towards the CRB for FY 2025-26, significantly higher than Rs 44,861.70 crore transferred in the previous year. The CRB has been maintained at 6.5% of the RBI’s balance sheet.

“The Central Board approved the transfer of a surplus of Rs 286,588.46 crore to the Central Government for the accounting year 2025-26.”

The meeting was attended by Deputy Governors Swaminathan J., Poonam Gupta, Shirish Chandra Murmu and Rohit Jain, along with other directors, including Anand Mahindra, Venu Srinivasan and Pankaj Ramanbhai Patel.

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