Huge Unclaimed Funds Unearthed! Govt Working to Return Rs. 78,000 Crore of Unclaimed Public Money:

The government has launched a nationwide drive to return Rs. 78,000 crore of unclaimed public money lying in banks and financial institutions.

Govt Launches Nationwide Drive to Return Citizens’ Forgotten Money

Saloni Kumari

Dec 8, 2025

Last update on Dec 8, 2025

Huge Unclaimed Funds Unearthed! Govt Working to Return Rs. 78,000 Crore of Unclaimed Public Money On December 06, 2025, the Ministry of Corporate Affairs (MCA) highlighted that the Prime Minister, Narendra Modi, has said that a huge amount of individuals’ own money is lying unclaimed in banks and financial institutions. Approximately Rs. 78,000 crore of Indians' money is lying unclaimed in the country's banks. From this amount, Rs. 14,000 crore is held with insurance companies, Rs. 3,000 crore in mutual funds, and Rs. 7,000 crore in dividends. All these amounts are lying unclaimed. The government of india is right now searching for the legal and genuine owner of this money, as some of this money belongs to individuals from poor and middle-class families. Hence, it becomes crucial to clear this amount of unclaimed money as soon as possible. To achieve this goal, the government, as of now, has set up special camps in nearly 500 districts across the country, just to find out the genuine owners of this unclaimed money. Through these camps, many people have been identified, and several thousand crores have already been returned to them. No one knows who the real owners are because people have forgotten about these accounts, or their families are unaware of them. He further added that this is not just about returning money to their real owners; it is about restoring trust and ensuring every person gets what is rightfully theirs.

Today, in the country's banks, ₹78,000 crore of our citizens own money is lying unclaimed. We don't know who this money belongs to, it is just lying there.

Insurance companies have ₹14,000 crore, Mutual Funds have ₹3000 crore. ₹7,000 is lying in dividends. And all this… pic.twitter.com/rI4tSVRWin — Ministry of Corporate Affairs (@MCA21India) December 6, 2025

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Saloni Kumari

Content Writer

Saloni is a Content Writer with 2+ years of experience at studycafe.in. She writes legal, taxation, and finance related content including GST, Income Tax etc. Skilled in translating complex judicial pronouncements and regulatory developments into clear, and reader-friendly articles. Experienced in covering judgements of ITAT, High Court, GSTAT, and news related to Income Tax, GST, and corporate law. She can be reached at [email protected].