Still Not Received Income Tax Refund? These Can Be Reasons for Delay

Many people worry when their income tax refund hasn’t come yet or when their ITR status still shows “under processing”. This can happen for many reasons, such as if the return isn’t verified, the Income Tax Department is still checking the details, or there are small mistakes in the return that cause a delay.

Some of the major reasons for a delay in receiving refunds:

• In case your bank account is not pre-validated. as It is now mandatory to pre-validate your bank account.
• The name or details specified in the bank account do not match with PAN card details.
• In case of an invalid IFSC code
• The account you mentioned in ITR has been closed.
• If your PAN is not linked with your Aadhaar card, you will see an immediate message that your PAN has been made inoperative as it is not linked with your Aadhaar.

Common questions asked by taxpayers:

Q1. When can a taxpayer expect a refund from ITR?

One of the CAs replied to the question that Once you e-verify your return, the Income Tax Department starts processing it. In most instances, refunds are credited to the bank account within 2 to 5 weeks. However, simple returns usually get refunds faster, while cases with mismatched details, Higher amounts or even minor errors may take longer.

Q2. How can taxpayers check their ITR refund status?

Taxpayers can check their Income Tax Refunds status by following the below-mentioned steps:

Step 1: Visit the official website – www.incometax.gov.in – and log in with your PAN and password.

Step 2: From the top menu, click on Services. Know your Refund Status.

Step 3: Navigate to the e-File tab, click on the Income Tax Returns tab and select the View Field Returns option.

Step 4: Your refund status for the relevant assessment year will be displayed on the screen.

Q3. What happens if the income tax refund is above Rs 50,000?

Experts says, There is no such upper limit on refunds. But, Huge refunds sometimes undergo more verification by the income tax department, which can be one of the reasons for delay.

Q4. When can a taxpayer claim a TDS refund?

Expert says that taxpayers can claim a TDS refund only when they file and e-verify your Income Tax Return for that financial year. The refund is processed if the total TDS deducted is more than your actual tax liability. Before filing, you should verify the TDS details are correctly reflected or not.

Q5. What is the maximum amount for a tax refund?

There is no maximum limit on income tax refunds. You will be refunded all the extra tax you have paid. Whether via TDS, advance tax or self-assessment. If the refund is delayed, the Income Tax Department also pays interest on the amount at 0.5% per month. says experts.

Several taxpayers have expressed their frustration related to refund delays on the social media platform X (previously known as Twitter).

It’s been 70 days since I filed my ITR, still no update on the refund status.
No communication, no clarity.@IncomeTaxIndia @FinMinIndia please look into this.#ITR #RefundDelay #IncomeTaxIndia

— Naveen Kumar Singh (@NaveenKuma6151) August 15, 2025

@IncomeTaxIndia Today I have paid taxes for itr , but status still not reflected and shows TO PAY amt, I tried to add the paid amt in Tax paid section by entering the challan num, challan num starts with 0 but when typed the 0 is ignored ,this is appl issue. How to resolve this

— Luna (@Luna_Roshni) September 11, 2025

Soft Reminder:
Dear @IncomeTaxIndia
Its more than 83 days from ITR filling date.
Raised many Grievances and same shared with you on ‘X’ previous text but still status quo.
Again raised grievance today , Acknowledgement No. 22694746.
There is no use in filling the ITR early. pic.twitter.com/SOyLiA8GjB

— BBisht (@bishwadeepbisht) September 4, 2025