GSTN Issues New Advisory on Mandatory Bank Account Submission Under Rule 10A

The GST Network (GSTN) recently issued a fresh advisory on November 20, 2025 related mandatory submission of bank account details under Rule 10A of the CGST Rules, 2017. This requirement applies to all taxpayers except TCS/TDS registrants and those registered through suo moto registration.

What do you mean by Rule 10A of the CGST Rules?

Rule 10A of the Central Goods and Services Tax (CGST) Rules, 2017, mandates that all newly registered taxpayers must furnish their bank account details on the common portal within a specific timeframe after receiving their GST registration certificate.

You must submit this within 30 days from the date you registered, or before you file your GSTR-1 or IFF, whichever happens earlier. In other words, if you file GSTR-1/IFF before the 30 days are over, then you must submit it before filing those returns. If not, then you must submit it within the 30-day deadline.

Who must comply?

• This rule applies to all GST-registered taxpayers, except a few specific categories.
• People who deduct TDS under GST (Section 51)
• People who collect TCS under GST (Section 52)
• Taxpayers who were registered by the department on their own (called suo moto registration under Section 62)

What happens if bank details are not updated?

If you don’t update your bank details on the GST portal, your GST registration can get suspended. Once that happens, you will face several problems:

• You won’t be able to file your GST returns.
• You won’t be able to generate e-way bills.
• You cannot legally make outward supplies (sell goods or provide services).
• The department may even start cancellation of your GST registration.

So, to avoid any interruption in your business, it’s very important to update your bank details as soon as possible.

Why has GSTN Issued This Advisory Now?

There has been a rise in cases where:

• GST registrations are taken without genuine business activity.
• No bank account is linked to the GSTIN.
• Fake invoices are issued before verification.
• Businesses claim refunds without authentic banking trails.

What happens if you don’t update bank account details?

If you don’t update your bank account details on time as required under Rule 10A, you may face the following problems:

1. Your GST registration may get suspended.

Your status will show as “Suspended“,  which immediately affects your ability to do business.

2. You won’t be able to file GSTR-1

This means you cannot report your outward sales, which can create issues for your customers and disrupt your business.

3. You won’t be able to generate e-way bills

Without e-way bills, you cannot move goods from one place to another.

4 You may receive notices from the GST Department

The department may even start the process to cancel your GST registration.

5 Your customers may not get their ITC

Since your registration is suspended, your buyers’ Input Tax Credit may get blocked.

How to add bank account details on the GST portal?

By following the below-mentioned steps, you can easily add bank account details:

Step 1: Visit “www.gst.gov.in” and log in to the GST Portal.

Step 2: Navigate to Registration, then Amendment of Registration (Non-Core Fields).

Step 3: Go to the Bank Account Tab and fill in details such as Account Holder Name, Account Number, IFSC Code, Bank Name and other required details.

Step 4: Upload necessary details such as Account number, Holder name, IFSC, Bank name.

Step 5: Lastly, verify and submit with DSC/EVC.